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Privacy Policy

Last updated: 2 May 2026

MrBottomLine (“we”, “us”, “our”) operates the website mrbottomline.club and the MrBottomLine Tracker mobile app (collectively, the “Service”). This page explains what personal data we collect, why we collect it, how we store it, who we share it with, and how you can request its deletion.

By using the Service, you agree to the collection and use of information in accordance with this policy.

1. Information we collect

Account information

When you sign up, we collect your phone number (for OTP-based authentication via Supabase Auth) and optionally a name, username, and short bio if you choose to add them on your profile screen.

Financial transaction data you enter

The Service is an expense tracker. We store the transactions you log — including amount, date, description, category, wallet, optional note, and labels — in our database. We never connect to your bank account; everything is entered manually by you (typed or via voice input).

Voice and AI input

If you use the voice-input feature, your spoken text is transcribed on-device and the transcript is sent to Anthropic's Claude API for parsing into a structured transaction. Audio is not stored. The transcript is sent only to extract transaction fields; we do not retain it for training purposes.

If you use the AI insights feature on the dashboard, an aggregated summary of your recent spending is sent to Anthropic's Claude API to generate a one-paragraph insight. The summary contains category totals and date ranges — never raw transaction text.

Subscription & payment information

If you subscribe to MrBottomLine Pro, payment is processed by Razorpay, an Indian payment gateway. We do not see, store, or process your card or UPI details. We store only the Razorpay subscription ID, your plan tier (free or pro), the renewal date, and whether you have cancelled or applied a loyalty discount — so we can show your subscription state on your Pro page.

Technical & usage data

We log standard server logs (IP address, user agent, request path, response time) for debugging and abuse prevention. These logs are retained for up to 30 days. We do not run third-party analytics or advertising trackers on the Service.

2. How we use your data

  • To operate the Service: render your dashboard, save your transactions, and apply paywall logic.
  • To process subscriptions: communicate with Razorpay to start, renew, cancel, or refund Pro plans.
  • To provide voice and AI features: send transcripts and summaries to Anthropic's Claude API as described above.
  • To send essential service emails: payment receipts, subscription expiry warnings, and security alerts.
  • To debug and improve reliability: server logs, error reports.

We do not sell or rent your personal data. We do not use your data to train any AI model.

3. Who we share data with

The Service relies on a small number of trusted infrastructure providers:

  • Supabase — database and authentication. All transaction data and user profiles are stored here in encrypted form.
  • Vercel — application hosting for the website and API.
  • Razorpay — payment processing for Pro subscriptions. Razorpay receives the data needed to process your payment per their privacy policy.
  • Anthropic — only for the voice and AI insights features described above. Anthropic does not train on data sent via API. See Anthropic's privacy policy.

We may also disclose information if required to do so by law or in response to a valid legal request.

4. Where data is stored & how it's protected

All transaction data is stored in our Supabase database, hosted in the AWS Mumbai (ap-south-1) region. Data is encrypted in transit (TLS) and at rest. Database access is gated by row-level security (RLS) — you can only read or write your own rows.

Server-side secrets (API keys, webhook signing secrets) are stored as encrypted environment variables on Vercel. We rotate sensitive credentials periodically.

5. Data retention

Your transactions and profile remain stored for as long as your account is active. If you delete your account, all data associated with it is removed from our active database within 30 days, with backups purged within 90 days.

6. Your rights

You can, at any time:

  • View and export your transactions from the dashboard.
  • Edit or delete individual transactions.
  • Cancel your Pro subscription from the Pro page.
  • Request full account deletion (see contact below).
  • Request a copy of all data we hold about you.

7. Children's privacy

The Service is not directed at children under 13, and we do not knowingly collect personal data from children under 13. If you believe a child has provided us with personal data, please contact us and we will delete it.

8. Changes to this policy

We may update this policy from time to time. The “Last updated” date at the top of this page reflects the most recent change. Material changes will be communicated via in-app notice or email.

9. Contact & data deletion requests

For privacy questions, data export, or account deletion, email hello@mrbottomline.club. We aim to respond within 7 business days.

Operator: MrBottomLine, India.